Travel Nurse Tax Guide: New Jersey
2026 income tax rates, reciprocity agreements, and tools to calculate your real take-home pay.
State Income Tax
| Income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $35,000 | 1.75% |
| $35,000 – $40,000 | 3.5% |
| $40,000 – $75,000 | 5.53% |
| $75,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Only your taxable hourly wages are subject to New Jerseystate income tax. Tax-free stipends (housing, M&IE) are excluded.
Reciprocity Agreements
If you live in one of these states and your only New Jersey income is wages, you pay income tax only to your home state — not New Jersey:
Give your agency the appropriate exemption form to stop withholding in the assignment state.
Calculate Your Take-Home in New Jersey
Common Questions
Does New Jersey have a state income tax?
Yes. New Jersey taxes wage income at Up to 10.75% for 2026.
Does New Jersey have tax reciprocity with other states?
Yes. If you live in Pennsylvania, you may only owe income tax to your home state on wages earned in New Jersey. File the appropriate exemption form with your agency.
How do travel nurse stipends work in New Jersey?
Tax-free housing and M&IE stipends are not subject to New Jersey state income tax, as long as you maintain a valid tax home. Only your taxable hourly wages count toward New Jersey income tax.
Rates reflect 2026 tax year. Tax estimates are for informational purposes only — not tax advice. Consult a tax professional for your specific situation.